Natural hazards · Hector

Hector, AR natural hazards

Most of the natural-hazard damage FEMA expects in Hector comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hector?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hector to be higher than in 82% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes27%Heat waves7%Ice storms6%Everything else16%

By hazard

What Hector faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Heat waves

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 15 times a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hector flood?

FEMA's records show no paid flood insurance claims in Hector.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hector isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pope County.

Disasters that hit Hector

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hector itself: aid to households, or repair grants to the Town of Hector.

Brought FEMA money into HectorDeclared for Pope County only

2008

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $622 aid approved

Pope County has had 14 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hector is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hector’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hector. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.