Natural hazards · Grady

Grady, AR natural hazards

Most of the natural-hazard damage FEMA expects in Grady comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grady?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grady to be higher than in 73% of U.S. communities, mostly from inland flooding and drought.

Inland flooding36%Drought18%Earthquakes16%Tornadoes13%Heat waves6%Everything else11%

By hazard

What Grady faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Drought

18% of expected damage

Recorded about 9 times a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 9 years in the area

Heat waves

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 20 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grady flood?

FEMA's records show no paid flood insurance claims in Grady.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grady isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Grady

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grady itself: aid to households, or repair grants to the City of Grady.

Brought FEMA money into GradyDeclared for Lincoln County only

2011

Severe Storms, Tornadoes, and Associated Flooding

39 households applied for aid $5K aid approved $3K to the City of Grady for repairs

2009

Severe Storms and Flooding

$23K to the City of Grady for repairs

2000

Severe Winter Ice Storm

$172K to the City of Grady for repairs

Lincoln County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grady is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grady’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grady. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.