Natural hazards · Georgetown

Georgetown, AR natural hazards

Most of the natural-hazard damage FEMA expects in Georgetown comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Georgetown?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Georgetown to be higher than in 84% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding40%Earthquakes32%Tornadoes10%Drought5%Everything else13%

By hazard

What Georgetown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

32% of expected damage

Well above average · higher than 89% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Drought

5% of expected damage

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Georgetown flood?

FEMA's records show no paid flood insurance claims in Georgetown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Georgetown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: White County.

Disasters that hit Georgetown

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Georgetown itself: aid to households, or repair grants to the Town of Georgetown.

Brought FEMA money into GeorgetownDeclared for White County only

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid

2011

Severe Storms, Tornadoes, and Associated Flooding

32 households applied for aid $135K aid approved $35K to the Town of Georgetown for repairs

2008

Severe Storms, Tornadoes, and Flooding

17 households applied for aid $57K aid approved

2000

Severe Winter Ice Storm

$7K to the Town of Georgetown for repairs

White County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Georgetown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Georgetown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Georgetown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.