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Natural hazards · Garfield

Garfield, AR natural hazards

Most of the natural-hazard damage FEMA expects in Garfield comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Garfield?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garfield to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves11%Ice storms9%Heat waves8%Everything else14%
By hazard

What Garfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 3 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 2 times a year in the area

Ice storms

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Heat waves

8% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 10 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Garfield flood?

FEMA's records show no paid flood insurance claims in Garfield.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Garfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Benton County.

What’s been done with FEMA grants

4storm safe rooms built
Disasters that hit Garfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Garfield itself: aid to households, or repair grants to the City of Garfield.

Brought FEMA money into GarfieldDeclared for Benton County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

89 households applied for aid $99K aid approved $71K to the City of Garfield for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

13 households applied for aid $4K aid approved $168K to the City of Garfield for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $34K to the City of Garfield for repairs
2011

Severe Storms, Tornadoes, and Associated Flooding

13 households applied for aid $13K aid approved
2008

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $302 aid approved
2008

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $4K aid approved
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Benton County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Garfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Garfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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