Natural hazards · Franklin

Franklin, AR natural hazards

Most of the natural-hazard damage FEMA expects in Franklin comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Franklin?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franklin to be higher than in 83% of U.S. communities, mostly from inland flooding and ice storms.

Inland flooding27%Ice storms21%Earthquakes13%Tornadoes11%Cold waves11%Strong wind9%Everything else9%

By hazard

What Franklin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Ice storms

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 18 years in the area

Cold waves

11% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Franklin flood?

FEMA's records show no paid flood insurance claims in Franklin.

of all homes
are insured

No community discount. Franklin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Izard County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Franklin

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Franklin itself: aid to households, or repair grants to the Town of Franklin.

Brought FEMA money into FranklinDeclared for Izard County only

2025

Severe Storms and Tornadoes

8 households applied for aid $18K aid approved

2008

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $29K aid approved

Izard County has had 25 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franklin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Franklin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Franklin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Franklin, AR natural hazards

How exposed is Franklin?

What Franklin faces

Inland flooding

Ice storms

Earthquakes

Tornadoes

Cold waves

Strong wind

Lower here

Not a risk here

Does Franklin flood?

What’s been done with FEMA grants

2 federal disasters brought FEMA money here

Severe Storms and Tornadoes

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby