Natural hazards · Floyd

Floyd, AR natural hazards

Most of the natural-hazard damage FEMA expects in Floyd comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Floyd?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Floyd to be higher than in 86% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding47%Earthquakes17%Tornadoes16%Heat waves6%Everything else15%

By hazard

What Floyd faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

17% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

16% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 19 years in the area

Heat waves

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Floyd flood?

FEMA's records show no paid flood insurance claims in Floyd.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Floyd isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: White County.

Disasters that hit Floyd

Federal disasters declared here

None of the disasters declared for White County shows FEMA aid or repair money reaching Floyd itself in FEMA’s records.

Brought FEMA money into FloydDeclared for White County only

White County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Floyd is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Floyd’s own flood-insurance community; household aid to the registrant’s city; repair grants to Floyd. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.