Natural hazards · Coy

Coy, AR natural hazards

Most of the natural-hazard damage FEMA expects in Coy comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coy?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coy to be higher than in 88% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding56%Earthquakes18%Tornadoes9%Hail6%Everything else12%

By hazard

What Coy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 85% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 9 years in the area

Hail

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coy flood?

FEMA's records show no paid flood insurance claims in Coy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lonoke County.

Disasters that hit Coy

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coy itself: aid to households, or repair grants to the Town of Coy.

Brought FEMA money into CoyDeclared for Lonoke County only

2011

Severe Storms, Tornadoes, and Associated Flooding

2 households applied for aid $7K aid approved

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $7K aid approved

Lonoke County has had 25 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Coy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.