Natural hazards · Cove

Cove, AR natural hazards

Most of the natural-hazard damage FEMA expects in Cove comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cove?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cove to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes12%Ice storms8%Heat waves6%Hail5%Wildfire5%Everything else12%

By hazard

What Cove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 9 years in the area

Ice storms

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 15 times a year in the area

Hail

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

HurricanesWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cove flood?

FEMA's records show no paid flood insurance claims in Cove.

of all homes
are insured

No community discount. Cove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Cove

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cove itself: aid to households, or repair grants to the Town of Cove.

Brought FEMA money into CoveDeclared for Polk County only

2013

Severe Storms, Tornadoes, and Flooding

$1K to the Town of Cove for repairs

2009

Severe Storms and Tornadoes

3 households applied for aid

Polk County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.