Cotter, AR housing market
The typical Cotter home is worth about $245,000, about the same as a year ago, 8% above the Arkansas typical home.
Home values, sales, trends and how Cotter compares with the towns next door — updated as new data is published.
Cotter at a glance
Only 2 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Cotter | Arkansas |
|---|---|---|
| 2017 | $151,000 | $140,000 |
| 2018 | $156,000 | $145,000 |
| 2019 | $162,000 | $149,000 |
| 2020 | $172,000 | $156,000 |
| 2021 | $186,000 | $172,000 |
| 2022 | $220,000 | $197,000 |
| 2023 | $225,000 | $206,000 |
| 2024 | $234,000 | $212,000 |
| 2025 | $241,000 | $220,000 |
| 2026 | $248,000 | $224,000 |
| August 2026 | $245,000 | $227,000 |
11 new homes permitted in 2025
Builders were permitted 11 new homes in Cotter in 2025: 5 single-family houses and 6 in buildings with two or more homes, worth about $1.5 million to build. That's 10 per 1,000 residents, faster than across Arkansas (7.6). Over the past 10 years, Cotter has permitted 52 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Cotter's population fell by 84 even though 14 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Arkansas: 1.1 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 5 | 5 | 0 | $1.1 million |
| 2025 | 11 | 5 | 6 | $1.5 million |
| 2024 | 1 | 1 | 0 | $175,000 |
| 2023 | 1 | 1 | 0 | $120,000 |
| 2022 | 8 | 8 | 0 | $1.7 million |
| 2021 | 13 | 13 | 0 | $1.7 million |
| 2020 | 7 | 7 | 0 | $1.1 million |
| 2019 | 1 | 1 | 0 | $120,000 |
| 2018 | 4 | 4 | 0 | $696,000 |
| 2017 | 3 | 3 | 0 | $494,000 |
| 2016 | 3 | 3 | 0 | $494,000 |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 1 | 1 | 0 | $20,000 |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 2 | 2 | 0 | $400,000 |
| 2009 | 2 | 2 | 0 | $400,000 |
| 2008 | 3 | 3 | 0 | $318,000 |
| 2007 | 11 | 11 | 0 | $1.3 million |
| 2006 | 7 | 7 | 0 | $878,000 |
| 2005 | 7 | 7 | 0 | $878,000 |
| 2004 | 13 | 5 | 8 | $553,000 |
| 2003 | 11 | 4 | 7 | $456,000 |
| 2002 | 11 | 5 | 6 | $500,000 |
| 2001 | 12 | 4 | 8 | $480,000 |
| 2000 | 12 | 4 | 8 | $330,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
6.9 years of income
The typical Cotter home costs about 6.9 years of the town's median household income, more than across Arkansas (3.7 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $890
HUD's Fair Market Rent for a two-bedroom in Cotter is $890 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Cotter pay a median of $800, so moving in tends to cost more than staying put. A two-bedroom takes about 30% of the town's median household income.
Studio $680 · 4 bedrooms $1,180
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (72626, 72635; Baxter County, AR), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Cotter
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.