Natural hazards · Coal Hill

Coal Hill, AR natural hazards

Most of the natural-hazard damage FEMA expects in Coal Hill comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coal Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coal Hill to be higher than in 73% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes18%Ice storms7%Heat waves7%Everything else21%

By hazard

What Coal Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 14 years in the area

Ice storms

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coal Hill flood?

FEMA's records show no paid flood insurance claims in Coal Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coal Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Coal Hill

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coal Hill itself: aid to households, or repair grants to the City of Coal Hill.

Brought FEMA money into Coal HillDeclared for Johnson County only

2011

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $1K aid approved

2004

Sever Storms, Flooding and Landslides

$2K to the City of Coal Hill for repairs

2000

Severe Winter Ice Storm

$5K to the City of Coal Hill for repairs

Johnson County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coal Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coal Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coal Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.