Natural hazards · Clarksville

Clarksville, AR natural hazards

Most of the natural-hazard damage FEMA expects in Clarksville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2021. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clarksville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarksville to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes19%Ice storms11%Heat waves8%Everything else16%

By hazard

What Clarksville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 87 years in the area

Ice storms

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Heat waves

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clarksville flood?

Every paid claim on a federal flood insurance policy in Clarksville, from FEMA’s records.

1paid claims since 2021

$8Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clarksville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

What’s been done with FEMA grants

20storm safe rooms built

Disasters that hit Clarksville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Clarksville itself: aid to households, or repair grants to the City of Clarksville.

Brought FEMA money into ClarksvilleDeclared for Johnson County only

2011

Severe Storms, Tornadoes, and Flooding

116 households applied for aid $350K aid approved $194K to the City of Clarksville for repairs

Johnson County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarksville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Clarksville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clarksville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clarksville total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.