Natural hazards · Calico Rock

Calico Rock, AR natural hazards

Most of the natural-hazard damage FEMA expects in Calico Rock comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 11 claims here since 2004. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Calico Rock?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calico Rock to be higher than in 85% of U.S. communities, mostly from inland flooding and ice storms.

Inland flooding31%Ice storms26%Tornadoes11%Cold waves9%Strong wind8%Earthquakes7%Everything else8%

By hazard

What Calico Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Ice storms

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 19 years in the area

Cold waves

9% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Calico Rock flood?

Every paid claim on a federal flood insurance policy in Calico Rock, from FEMA’s records.

11paid claims since 2004

$207Kpaid to owners

4homes flooded more than once

20042026

Biggest named events

March storm: 4 claims, $100K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured

No community discount. Calico Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Izard County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Calico Rock

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Calico Rock itself: aid to households, or repair grants to the City of Calico Rock.

Brought FEMA money into Calico RockDeclared for Izard County only

2025

Severe Storms and Tornadoes

1 household applied for aid $9K aid approved

2011

Severe Storms, Tornadoes, and Associated Flooding

$22K to the City of Calico Rock for repairs

2009

Severe Winter Storm

$4K to the City of Calico Rock for repairs

2008

Severe Storms, Tornadoes, and Flooding

30 households applied for aid $129K aid approved $8K to the City of Calico Rock for repairs

Izard County has had 25 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calico Rock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Calico Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Calico Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.