Natural hazards · Cabot

Cabot, AR natural hazards

Most of the natural-hazard damage FEMA expects in Cabot comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 15 claims here since 1999. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cabot?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cabot to be higher than in 82% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding38%Earthquakes25%Tornadoes16%Heat waves6%Ice storms5%Everything else10%

By hazard

What Cabot faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

25% of expected damage

Well above average · higher than 85% of U.S. places

Tornadoes

16% of expected damage

Well above average · higher than 97% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 18 times a year in the area

Ice storms

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cabot flood?

Every paid claim on a federal flood insurance policy in Cabot, from FEMA’s records.

15paid claims since 1999

$245Kpaid to owners

3homes flooded more than once

19992026

Biggest named events

Mid-spring storms: 3 claims, $60K
Late spring severe storms: 1 claim, $19K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cabot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lonoke County.

What’s been done with FEMA grants

70storm safe rooms built

Disasters that hit Cabot

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cabot itself: aid to households, or repair grants to the City of Cabot.

Brought FEMA money into CabotDeclared for Lonoke County only

2025

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $16K aid approved

2023

Severe Storms and Tornadoes

101 households applied for aid $48K aid approved

2012

Severe Winter Storm

$53K to the City of Cabot for repairs

2011

Severe Storms, Tornadoes, and Associated Flooding

50 households applied for aid $166K aid approved

2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $427 aid approved

2008

Severe Storms, Tornadoes, and Flooding

20 households applied for aid $29K aid approved $109K to the City of Cabot for repairs

2003

Severe Storms, Tornadoes, and Flooding

21 households applied for aid $66K aid approved

2000

Severe Winter Ice Storm

$182K to the City of Cabot for repairs

Lonoke County has had 25 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cabot covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Cabot’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cabot. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cabot total about $14.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.