Natural hazards · Bluff

Bluff, AR natural hazards

Most of the natural-hazard damage FEMA expects in Bluff comes from ice storms, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bluff?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bluff to be higher than in 83% of U.S. communities, mostly from ice storms and inland flooding.

Ice storms40%Inland flooding26%Tornadoes10%Hail5%Everything else18%

By hazard

What Bluff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Ice storms

40% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Inland flooding

26% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Hail

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bluff flood?

FEMA's records show no paid flood insurance claims in Bluff.

of all homes
are insured

No community discount. Bluff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nevada County.

Disasters that hit Bluff

Federal disasters declared here

None of the disasters declared for Nevada County shows FEMA aid or repair money reaching Bluff itself in FEMA’s records.

Brought FEMA money into BluffDeclared for Nevada County only

Nevada County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bluff is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bluff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bluff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.