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Natural hazards · Bismarck

Bismarck, AR natural hazards

Most of the natural-hazard damage FEMA expects in Bismarck comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bismarck?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bismarck to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes12%Strong wind7%Heat waves7%Ice storms7%Lightning5%Everything else10%
By hazard

What Bismarck faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

12% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 19 years in the area

Strong wind

7% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 3 times a year in the area

Heat waves

7% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 18 times a year in the area

Ice storms

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lightning

5% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bismarck flood?

FEMA's records show no paid flood insurance claims in Bismarck.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bismarck isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hot Spring County.

What’s been done with FEMA grants

5storm safe rooms built
Disasters that hit Bismarck

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bismarck itself: aid to households, or repair grants to Bismarck.

Brought FEMA money into BismarckDeclared for Hot Spring County only
2025

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $8K aid approved
2025

Severe Storms and Tornadoes

2 households applied for aid
2011

Severe Storms, Tornadoes, and Associated Flooding

3 households applied for aid
2008

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $6K aid approved
Hot Spring County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bismarck is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bismarck’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bismarck. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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