Natural hazards · Ben Lomond

Ben Lomond, AR natural hazards

Most of the natural-hazard damage FEMA expects in Ben Lomond comes from ice storms, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ben Lomond?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ben Lomond to be higher than in 81% of U.S. communities, mostly from ice storms and inland flooding.

Ice storms35%Inland flooding34%Tornadoes9%Hail6%Everything else17%

By hazard

What Ben Lomond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Ice storms

35% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

34% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 9 years in the area

Hail

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ben Lomond flood?

FEMA's records show no paid flood insurance claims in Ben Lomond.

of all homes
are insured

No community discount. Ben Lomond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sevier County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Ben Lomond

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ben Lomond itself: aid to households, or repair grants to the Town of Ben Lomond.

Brought FEMA money into Ben LomondDeclared for Sevier County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

Sevier County has had 13 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ben Lomond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ben Lomond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ben Lomond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.