Natural hazards · Bearden

Bearden, AR natural hazards

Most of the natural-hazard damage FEMA expects in Bearden comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bearden?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bearden to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding43%Tornadoes15%Earthquakes14%Heat waves7%Ice storms6%Strong wind6%Everything else8%

By hazard

What Bearden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 9 years in the area

Earthquakes

14% of expected damage

Well above average · higher than 81% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 19 times a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bearden flood?

Every paid claim on a federal flood insurance policy in Bearden, from FEMA’s records.

1paid claims since 2004

$25Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bearden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ouachita County.

Disasters that hit Bearden

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bearden itself: aid to households, or repair grants to the City of Bearden.

Brought FEMA money into BeardenDeclared for Ouachita County only

2025

Severe Storms, Tornadoes, and Flooding

48 households applied for aid $403K aid approved

2000

Severe Winter Ice Storm

$40K to the City of Bearden for repairs

Ouachita County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bearden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bearden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bearden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.