Natural hazards · Banks

Banks, AR natural hazards

Most of the natural-hazard damage FEMA expects in Banks comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Banks?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Banks to be higher than in 76% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding41%Heat waves17%Tornadoes11%Earthquakes7%Drought7%Ice storms6%Everything else10%

By hazard

What Banks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Heat waves

17% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 20 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

7% of expected damage

Well above average · higher than 78% of U.S. places

Drought

7% of expected damage

Recorded about 21 times a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Banks flood?

FEMA's records show no paid flood insurance claims in Banks.

of all homes
are insured

No community discount. Banks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bradley County.

Disasters that hit Banks

Federal disasters declared here

None of the disasters declared for Bradley County shows FEMA aid or repair money reaching Banks itself in FEMA’s records.

Brought FEMA money into BanksDeclared for Bradley County only

Bradley County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Banks is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Banks’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Banks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.