Natural hazards · Yellow Bluff

Yellow Bluff, AL natural hazards

Most of the natural-hazard damage FEMA expects in Yellow Bluff comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yellow Bluff?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yellow Bluff to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes12%Hurricanes11%Cold waves6%Everything else11%

By hazard

What Yellow Bluff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 8 years in the area

Hurricanes

11% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 8 years in the area

Cold waves

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yellow Bluff flood?

FEMA's records show no paid flood insurance claims in Yellow Bluff.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yellow Bluff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wilcox County.

Disasters that hit Yellow Bluff

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yellow Bluff itself: aid to households, or repair grants to the Town of Yellow Bluff.

Brought FEMA money into Yellow BluffDeclared for Wilcox County only

2020

Hurricane Zeta

2 households applied for aid

2004

Hurricane Ivan

2 households applied for aid $392 aid approved $765 to the Town of Yellow Bluff for repairs

Wilcox County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yellow Bluff is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Yellow Bluff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Yellow Bluff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.