Natural hazards · Winfield

Winfield, AL natural hazards

Most of the natural-hazard damage FEMA expects in Winfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1997. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winfield to be higher than in 63% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes28%Lightning9%Cold waves9%Earthquakes7%Everything else8%

By hazard

What Winfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 22 years in the area

Lightning

9% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winfield flood?

Every paid claim on a federal flood insurance policy in Winfield, from FEMA’s records.

6paid claims since 1997

$80Kpaid to owners

2homes flooded more than once

19972026

Biggest named events

Tropical Storm Isidore: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

What’s been done with FEMA grants

28storm safe rooms built

Disasters that hit Winfield

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winfield itself: aid to households, or repair grants to the City of Winfield.

Brought FEMA money into WinfieldDeclared for Marion County only

2020

Severe Storms and Flooding

$299K to the City of Winfield for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$88K to the City of Winfield for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

25 households applied for aid $8K aid approved

2005

Hurricane Katrina

$15K to the City of Winfield for repairs

2004

Hurricane Ivan

13 households applied for aid $9K aid approved $9K to the City of Winfield for repairs

1998

Riv-Severe Winter Wx 12/23/98

$9K to the City of Winfield for repairs

Marion County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Winfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Winfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Winfield, AL natural hazards

How exposed is Winfield?

What Winfield faces

Inland flooding

Tornadoes

Lightning

Cold waves

Earthquakes

Lower here

Not a risk here

Does Winfield flood?

Biggest named events

Homes that flooded again and again

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Hurricane Katrina

Hurricane Ivan

Riv-Severe Winter Wx 12/23/98

How to read this page

Where to, neighbor?

Matches

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