Natural hazards · White Hall

White Hall, AL natural hazards

Most of the natural-hazard damage FEMA expects in White Hall comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White Hall?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White Hall to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes18%Heat waves9%Hurricanes8%Strong wind7%Everything else10%

By hazard

What White Hall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 5 years in the area

Heat waves

9% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 10 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 12 years in the area

Strong wind

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White Hall flood?

Every paid claim on a federal flood insurance policy in White Hall, from FEMA’s records.

7paid claims since 1985

$74Kpaid to owners

0homes flooded more than once

19852026

of homes in flood zones
are insured

of all homes
are insured

No community discount. White Hall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lowndes County.

Disasters that hit White Hall

Federal disasters declared here

None of the disasters declared for Lowndes County shows FEMA aid or repair money reaching White Hall itself in FEMA’s records.

Brought FEMA money into White HallDeclared for Lowndes County only

Lowndes County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White Hall covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to White Hall’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of White Hall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across White Hall total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.