Waterloo, AL housing market
The typical Waterloo home is worth about $191,000, up 4.8% in a year, 21% below the Alabama typical home.
Home values, sales, trends and how Waterloo compares with the towns next door — updated as new data is published.
Waterloo at a glance
Typical home value, 2016–2026
Show as a table
| January | Waterloo | Alabama |
|---|---|---|
| 2017 | $124,000 | $147,000 |
| 2018 | $124,000 | $152,000 |
| 2019 | $123,000 | $158,000 |
| 2020 | $132,000 | $170,000 |
| 2021 | $151,000 | $188,000 |
| 2022 | $174,000 | $215,000 |
| 2023 | $177,000 | $228,000 |
| 2024 | $189,000 | $233,000 |
| 2025 | $191,000 | $238,000 |
| 2026 | $184,000 | $239,000 |
| August 2026 | $191,000 | $242,000 |
A two-bedroom rents for about $1,020
HUD's Fair Market Rent for a two-bedroom in Waterloo is $1,020 a month, utilities included: roughly what a modest, recently rented unit costs.
Studio $710 · 4 bedrooms $1,490
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (35677; Florence-Muscle Shoals, AL MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Waterloo
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.