Natural hazards · Union Grove

Union Grove, AL natural hazards

Most of the natural-hazard damage FEMA expects in Union Grove comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Union Grove?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Union Grove to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes33%Cold waves8%Strong wind6%Everything else10%

By hazard

What Union Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

33% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 12 years in the area

Cold waves

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Union Grove flood?

FEMA's records show no paid flood insurance claims in Union Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Union Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

What’s been done with FEMA grants

12storm safe rooms built

Disasters that hit Union Grove

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Union Grove itself: aid to households, or repair grants to the Town of Union Grove.

Brought FEMA money into Union GroveDeclared for Marshall County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

149 households applied for aid $127K aid approved

2004

Hurricane Ivan

2 households applied for aid $311 aid approved

Marshall County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Union Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Union Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Union Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.