Natural hazards · Twin

Twin, AL natural hazards

Most of the natural-hazard damage FEMA expects in Twin comes from tornadoes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Twin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Twin to be higher than in 58% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes31%Inland flooding30%Cold waves12%Lightning11%Earthquakes6%Everything else9%

By hazard

What Twin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

31% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 42 years in the area

Inland flooding

30% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Cold waves

12% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lightning

11% of expected damage

Well above average · higher than 79% of U.S. places

Earthquakes

6% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Twin flood?

FEMA's records show no paid flood insurance claims in Twin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Twin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Twin

Federal disasters declared here

None of the disasters declared for Marion County shows FEMA aid or repair money reaching Twin itself in FEMA’s records.

Brought FEMA money into TwinDeclared for Marion County only

Marion County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Twin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Twin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Twin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.