Natural hazards · Stockton

Stockton, AL natural hazards

Most of the natural-hazard damage FEMA expects in Stockton comes from hurricanes, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stockton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stockton to be higher than in 95% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes59%Inland flooding27%Tornadoes5%Everything else10%

By hazard

What Stockton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

59% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

27% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stockton flood?

FEMA's records show no paid flood insurance claims in Stockton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stockton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baldwin County.

Disasters that hit Stockton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stockton itself: aid to households, or repair grants to Stockton.

Brought FEMA money into StocktonDeclared for Baldwin County only

2020

Hurricane Sally

154 households applied for aid $162K aid approved

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

102 households applied for aid $283K aid approved

2005

Hurricane Katrina

178 households applied for aid $235K aid approved

2005

Hurricane Dennis

75 households applied for aid $34K aid approved

2004

Hurricane Ivan

398 households applied for aid $959K aid approved

2003

Severe Storms, Tornadoes, and Flooding

89 households applied for aid $83K aid approved

Baldwin County has had 31 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stockton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stockton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Stockton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.