Natural hazards · Stapleton

Stapleton, AL natural hazards

Most of the natural-hazard damage FEMA expects in Stapleton comes from hurricanes, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stapleton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stapleton to be higher than in 92% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes68%Inland flooding18%Tornadoes5%Everything else8%

By hazard

What Stapleton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

68% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

18% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 9 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stapleton flood?

FEMA's records show no paid flood insurance claims in Stapleton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stapleton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baldwin County.

Disasters that hit Stapleton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stapleton itself: aid to households, or repair grants to Stapleton.

Brought FEMA money into StapletonDeclared for Baldwin County only

2020

Hurricane Sally

157 households applied for aid $108K aid approved

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $3K aid approved

2005

Hurricane Katrina

102 households applied for aid $86K aid approved

2005

Hurricane Dennis

21 households applied for aid $11K aid approved

2004

Hurricane Ivan

227 households applied for aid $311K aid approved

2003

Severe Storms, Tornadoes, and Flooding

17 households applied for aid $23K aid approved

Baldwin County has had 31 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Stapleton

Stapleton and the towns around it

Very lowLowModerateHighVery high

Loxleymostly hurricanesVery high

Spanish Fortmostly hurricanesVery high

Stapletonmostly hurricanesVery high

Bay Minettemostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stapleton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stapleton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Stapleton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.