Natural hazards · Spring Garden

Spring Garden, AL natural hazards

Most of the natural-hazard damage FEMA expects in Spring Garden comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring Garden?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring Garden to be higher than in 87% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes17%Drought10%Everything else13%

By hazard

What Spring Garden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 17 years in the area

Drought

10% of expected damage

Recorded about 32 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring Garden flood?

FEMA's records show no paid flood insurance claims in Spring Garden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring Garden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cherokee County.

Disasters that hit Spring Garden

Federal disasters declared here

None of the disasters declared for Cherokee County shows FEMA aid or repair money reaching Spring Garden itself in FEMA’s records.

Brought FEMA money into Spring GardenDeclared for Cherokee County only

Cherokee County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring Garden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Spring Garden’s own flood-insurance community; household aid to the registrant’s city; repair grants to Spring Garden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.