Natural hazards · Smiths Station

Smiths Station, AL natural hazards

Most of the natural-hazard damage FEMA expects in Smiths Station comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smiths Station?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smiths Station to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding59%Heat waves10%Tornadoes8%Hurricanes7%Earthquakes7%Everything else9%

By hazard

What Smiths Station faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Heat waves

10% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 50% of U.S. places

Hurricanes

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

7% of expected damage

Above average · higher than 53% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smiths Station flood?

FEMA's records show no paid flood insurance claims in Smiths Station.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Smiths Station isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

What’s been done with FEMA grants

10storm safe rooms built

Disasters that hit Smiths Station

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Smiths Station itself: aid to households, or repair grants to the City of Smiths Station.

Brought FEMA money into Smiths StationDeclared for Lee County only

2019

Severe Storms, Straight-Line Winds, and Tornadoes

202 households applied for aid $250K aid approved $10K to the City of Smiths Station for repairs

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

26 households applied for aid $10K aid approved

2004

Hurricane Ivan

8 households applied for aid $17K aid approved

2003

Severe Storms, Tornadoes, and Flooding

31 households applied for aid $229K aid approved

Lee County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Smiths Station

Smiths Station and the towns around it

Very lowLowModerateHighVery high

Phenix Citymostly inland floodingModerate

Smiths Stationmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smiths Station covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Smiths Station’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Smiths Station. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Smiths Station total about $709K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.