Natural hazards · Shiloh

Shiloh, AL natural hazards

Most of the natural-hazard damage FEMA expects in Shiloh comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shiloh?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shiloh to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes17%Cold waves13%Earthquakes9%Strong wind6%Everything else10%

By hazard

What Shiloh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 27 years in the area

Cold waves

13% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 79% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shiloh flood?

FEMA's records show no paid flood insurance claims in Shiloh.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shiloh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Shiloh

Federal disasters declared here

None of the disasters declared for DeKalb County shows FEMA aid or repair money reaching Shiloh itself in FEMA’s records.

Brought FEMA money into ShilohDeclared for DeKalb County only

DeKalb County has had 32 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Shiloh

Shiloh and the towns around it

Very lowLowModerateHighVery high

Fyffemostly inland floodingModerate

Rainsvillemostly inland floodingModerate

Shilohmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shiloh is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shiloh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shiloh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.