Semmes, AL natural hazards
Most of the natural-hazard damage FEMA expects in Semmes comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2004. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Semmes?
FEMA expects yearly storm and flood damage to homes and buildings in Semmes to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.
What Semmes faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Semmes flood?
Every paid claim on a federal flood insurance policy in Semmes, from FEMA’s records.
Biggest named events
- Hurricane Ivan: 1 claim, $4K
are insured
are insured
What’s been done with FEMA grants
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Semmes itself: aid to households, or repair grants to the City of Semmes.
Severe Storms, Straight-Line Winds, and Tornadoes
Hurricane Zeta
Hurricane Sally
Hurricane Nate
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Hurricane Katrina
Hurricane Dennis
Hurricane Ivan
Severe Storms, Tornadoes, and Flooding
Semmes and the towns around it
How to read this page
FEMA’s expected losses across Semmes total about $6.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.