Natural hazards · Rutledge

Rutledge, AL natural hazards

Most of the natural-hazard damage FEMA expects in Rutledge comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rutledge?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rutledge to be higher than in 71% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding35%Hurricanes34%Tornadoes16%Everything else15%

By hazard

What Rutledge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

34% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rutledge flood?

FEMA's records show no paid flood insurance claims in Rutledge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rutledge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crenshaw County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Rutledge

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rutledge itself: aid to households, or repair grants to the Town of Rutledge.

Brought FEMA money into RutledgeDeclared for Crenshaw County only

2005

Hurricane Dennis

$3K to the Town of Rutledge for repairs

2004

Hurricane Ivan

47 households applied for aid $38K aid approved $13K to the Town of Rutledge for repairs

Crenshaw County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rutledge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rutledge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rutledge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.