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Natural hazards · Rockford

Rockford, AL natural hazards

Most of the natural-hazard damage FEMA expects in Rockford comes from inland flooding, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rockford?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockford to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes10%Everything else14%
By hazard

What Rockford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 7 years in the area

Tornadoes

10% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 4 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rockford flood?

FEMA's records show no paid flood insurance claims in Rockford.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Rockford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Coosa County.
Disasters that hit Rockford

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rockford itself: aid to households, or repair grants to the Town of Rockford.

Brought FEMA money into RockfordDeclared for Coosa County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

5 households applied for aid
2020

Severe Storms, Straight-Line Winds, and Tornadoes

$23K to the Town of Rockford for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

12 households applied for aid $5K aid approved
2004

Hurricane Ivan

18 households applied for aid $31K aid approved
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $686 aid approved
Coosa County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockford is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Rockford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rockford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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