Natural hazards · Rock Mills

Rock Mills, AL natural hazards

Most of the natural-hazard damage FEMA expects in Rock Mills comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rock Mills?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rock Mills to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes18%Hurricanes10%Cold waves9%Everything else14%

By hazard

What Rock Mills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 27 years in the area

Hurricanes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 12 years in the area

Cold waves

9% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rock Mills flood?

FEMA's records show no paid flood insurance claims in Rock Mills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rock Mills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Rock Mills

Federal disasters declared here

None of the disasters declared for Randolph County shows FEMA aid or repair money reaching Rock Mills itself in FEMA’s records.

Brought FEMA money into Rock MillsDeclared for Randolph County only

Randolph County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rock Mills is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rock Mills’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rock Mills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.