Natural hazards · Robertsdale

Robertsdale, AL natural hazards

Most of the natural-hazard damage FEMA expects in Robertsdale comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 23 claims here since 1983. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Robertsdale?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Robertsdale to be higher than in 95% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes66%Inland flooding19%Everything else16%

By hazard

What Robertsdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

66% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

19% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Robertsdale flood?

Every paid claim on a federal flood insurance policy in Robertsdale, from FEMA’s records.

23paid claims since 1983

$2.3Mpaid to owners

4homes flooded more than once

19832026

Biggest named events

Mid-spring storms: 6 claims, $202K
Hurricane Sally: 5 claims, $320K
Hurricane Georges: 3 claims, $319K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Robertsdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baldwin County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Robertsdale

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Robertsdale itself: aid to households, or repair grants to the City of Robertsdale.

Brought FEMA money into RobertsdaleDeclared for Baldwin County only

2020

Hurricane Sally

1,790 households applied for aid $1.7M aid approved $4.3M to the City of Robertsdale for repairs

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

173 households applied for aid $220K aid approved $66K to the City of Robertsdale for repairs

2012

Hurricane Isaac

$13K to the City of Robertsdale for repairs

2009

Severe Storms, Flooding, Tornadoes & Straight-Line

$19K to the City of Robertsdale for repairs

2008

Hurricane Gustav

$15K to the City of Robertsdale for repairs

2005

Hurricane Katrina

313 households applied for aid $261K aid approved $130K to the City of Robertsdale for repairs

2005

Hurricane Dennis

88 households applied for aid $21K aid approved $33K to the City of Robertsdale for repairs

2004

Hurricane Ivan

2,083 households applied for aid $3.0M aid approved $2.8M to the City of Robertsdale for repairs

2003

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $20K aid approved

Baldwin County has had 31 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Robertsdale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Robertsdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Robertsdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Robertsdale total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.