Natural hazards · Riverside

Riverside, AL natural hazards

Most of the natural-hazard damage FEMA expects in Riverside comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riverside?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riverside to be higher than in 74% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes21%Cold waves5%Everything else13%

By hazard

What Riverside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 52 years in the area

Cold waves

5% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riverside flood?

FEMA's records show no paid flood insurance claims in Riverside.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riverside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Clair County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Riverside

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Riverside itself: aid to households, or repair grants to the City of Riverside.

Brought FEMA money into RiversideDeclared for St. Clair County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

43 households applied for aid $54K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $7K aid approved

St. Clair County has had 28 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riverside covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Riverside’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Riverside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Riverside total about $930K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.