Natural hazards · Ridgeville

Ridgeville, AL natural hazards

Most of the natural-hazard damage FEMA expects in Ridgeville comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridgeville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgeville to be higher than in 80% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes32%Cold waves6%Everything else13%

By hazard

What Ridgeville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Tornadoes

32% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 24 years in the area

Cold waves

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridgeville flood?

FEMA's records show no paid flood insurance claims in Ridgeville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridgeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Etowah County.

Disasters that hit Ridgeville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ridgeville itself: aid to households, or repair grants to the Town of Ridgeville.

Brought FEMA money into RidgevilleDeclared for Etowah County only

2018

Severe Storms and Tornadoes

$8K to the Town of Ridgeville for repairs

Etowah County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgeville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ridgeville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ridgeville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.