Natural hazards · Red Level

Red Level, AL natural hazards

Most of the natural-hazard damage FEMA expects in Red Level comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red Level?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Level to be higher than in 92% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes47%Inland flooding30%Tornadoes10%Everything else13%

By hazard

What Red Level faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

47% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

30% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red Level flood?

FEMA's records show no paid flood insurance claims in Red Level.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red Level isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Covington County.

What’s been done with FEMA grants

9storm safe rooms built

Disasters that hit Red Level

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Red Level itself: aid to households, or repair grants to the Town of Red Level.

Brought FEMA money into Red LevelDeclared for Covington County only

2009

Severe Storms and Flooding

$934 to the Town of Red Level for repairs

2009

Severe Storms, Flooding, Tornadoes & Straight-Line

7 households applied for aid $2K aid approved

2005

Hurricane Dennis

$7K to the Town of Red Level for repairs

2004

Hurricane Ivan

174 households applied for aid $204K aid approved $6K to the Town of Red Level for repairs

Covington County has had 30 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Level is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Red Level’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Red Level. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.