Natural hazards · Prichard

Prichard, AL natural hazards

Most of the natural-hazard damage FEMA expects in Prichard comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 136 claims here since 1979. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prichard?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prichard to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes57%Inland flooding30%Everything else13%

By hazard

What Prichard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

57% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

30% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prichard flood?

Every paid claim on a federal flood insurance policy in Prichard, from FEMA’s records.

136paid claims since 1979

$901Kpaid to owners

15homes flooded more than once

19792026

Biggest named events

Hurricane Georges: 10 claims, $42K
Hurricane Danny: 9 claims, $85K
Hurricane Ivan: 5 claims, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prichard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mobile County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Prichard

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prichard itself: aid to households, or repair grants to the City of Prichard.

Brought FEMA money into PrichardDeclared for Mobile County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

19 households applied for aid $26K aid approved

2020

Hurricane Zeta

546 households applied for aid $757K aid approved $24K to the City of Prichard for repairs

2020

Hurricane Sally

1,863 households applied for aid $3.8M aid approved $914K to the City of Prichard for repairs

2017

Hurricane Nate

$32K to the City of Prichard for repairs

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

654 households applied for aid $384K aid approved $84K to the City of Prichard for repairs

2012

Hurricane Isaac

$49K to the City of Prichard for repairs

2008

Hurricane Gustav

$22K to the City of Prichard for repairs

2005

Hurricane Katrina

1,826 households applied for aid $2.0M aid approved $218K to the City of Prichard for repairs

2005

Hurricane Dennis

398 households applied for aid $81K aid approved $38K to the City of Prichard for repairs

2004

Hurricane Ivan

2,377 households applied for aid $3.3M aid approved $514K to the City of Prichard for repairs

2003

Severe Storms, Tornadoes, and Flooding

1,911 households applied for aid $2.2M aid approved

2002

Tropical Storm Isidore

$9K to the City of Prichard for repairs

Mobile County has had 32 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Prichard

Prichard and the towns around it

Very lowLowModerateHighVery high

Saralandmostly inland floodingVery high

Chickasawmostly hurricanesVery high

Mobilemostly hurricanesVery high

Prichardmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prichard covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Prichard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Prichard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Prichard total about $10.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.