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Natural hazards · Perdido

Perdido, AL natural hazards

Most of the natural-hazard damage FEMA expects in Perdido comes from hurricanes, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Perdido?

94
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perdido to be higher than in 94% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes65%Inland flooding17%Tornadoes6%Everything else12%
By hazard

What Perdido faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

65% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

17% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Perdido flood?

FEMA's records show no paid flood insurance claims in Perdido.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Perdido isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Baldwin County.
Disasters that hit Perdido

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Perdido itself: aid to households, or repair grants to Perdido.

Brought FEMA money into PerdidoDeclared for Baldwin County only
2020

Hurricane Sally

120 households applied for aid $150K aid approved
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

20 households applied for aid $59K aid approved
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid
2005

Hurricane Katrina

54 households applied for aid $46K aid approved
2005

Hurricane Dennis

97 households applied for aid $55K aid approved
2004

Hurricane Ivan

389 households applied for aid $883K aid approved
2003

Severe Storms, Tornadoes, and Flooding

21 households applied for aid $32K aid approved
Baldwin County has had 31 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perdido is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Perdido’s own flood-insurance community; household aid to the registrant’s city; repair grants to Perdido. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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