Natural hazards · Pea Ridge

Pea Ridge, AL natural hazards

Most of the natural-hazard damage FEMA expects in Pea Ridge comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pea Ridge?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pea Ridge to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes36%Cold waves10%Everything else14%

By hazard

What Pea Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

36% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 15 years in the area

Cold waves

10% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pea Ridge flood?

FEMA's records show no paid flood insurance claims in Pea Ridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pea Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

Disasters that hit Pea Ridge

Federal disasters declared here

None of the disasters declared for Shelby County shows FEMA aid or repair money reaching Pea Ridge itself in FEMA’s records.

Brought FEMA money into Pea RidgeDeclared for Shelby County only

Shelby County has had 24 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pea Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pea Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pea Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pea Ridge total about $970K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.