Natural hazards · Paint Rock

Paint Rock, AL natural hazards

Most of the natural-hazard damage FEMA expects in Paint Rock comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paint Rock?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paint Rock to be higher than in 82% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes18%Cold waves11%Everything else17%

By hazard

What Paint Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 10 years in the area

Cold waves

11% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paint Rock flood?

FEMA's records show no paid flood insurance claims in Paint Rock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paint Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Paint Rock

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Paint Rock itself: aid to households, or repair grants to the Town of Paint Rock.

Brought FEMA money into Paint RockDeclared for Jackson County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

23 households applied for aid

2003

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $20K aid approved

Jackson County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paint Rock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Paint Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Paint Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.