Ozark, AL natural hazards
Most of the natural-hazard damage FEMA expects in Ozark comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1990. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Ozark?
FEMA expects yearly storm and flood damage to homes and buildings in Ozark to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.
What Ozark faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Hurricanes
Lower here
Not a risk here
Does Ozark flood?
Every paid claim on a federal flood insurance policy in Ozark, from FEMA’s records.
Biggest named events
- Tropical Storm Alberto: 3 claims, $52K
are insured
are insured
What’s been done with FEMA grants
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Ozark itself: aid to households, or repair grants to the City of Ozark.
Severe Storms, Straight-Line Winds, and Tornadoes
Hurricane Michael
Hurricane Irma
Severe Storms and Flooding
Severe Storms, Flooding, Tornadoes & Straight-Line
Severe Storms and Tornadoes
Hurricane Dennis
Hurricane Ivan
Severe Storms and Tornadoes
How to read this page
FEMA’s expected losses across Ozark total about $4.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.