Natural hazards · Ohatchee

Ohatchee, AL natural hazards

Most of the natural-hazard damage FEMA expects in Ohatchee comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ohatchee?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ohatchee to be higher than in 70% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes40%Everything else17%
By hazard

What Ohatchee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Tornadoes

40% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 14 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ohatchee flood?

FEMA's records show no paid flood insurance claims in Ohatchee.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ohatchee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Calhoun County.

What’s been done with FEMA grants

12storm safe rooms built
Disasters that hit Ohatchee

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ohatchee itself: aid to households, or repair grants to the Town of Ohatchee.

Brought FEMA money into OhatcheeDeclared for Calhoun County only
2021

Severe Storms, Straight-Line Winds, and Tornadoes

83 households applied for aid $377K aid approved
2018

Severe Storms and Tornadoes

6 households applied for aid
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

477 households applied for aid $1.1M aid approved
2004

Hurricane Ivan

2 households applied for aid $9K aid approved
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $583 aid approved
2002

Severe Storms and Tornadoes

4 households applied for aid $1K aid approved
Calhoun County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ohatchee covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Ohatchee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ohatchee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ohatchee total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01