Natural hazards · Odenville

Odenville, AL natural hazards

Most of the natural-hazard damage FEMA expects in Odenville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2003. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Odenville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Odenville to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes32%Cold waves6%Everything else17%

By hazard

What Odenville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

32% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 53 years in the area

Cold waves

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Odenville flood?

Every paid claim on a federal flood insurance policy in Odenville, from FEMA’s records.

3paid claims since 2003

$12Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Odenville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Clair County.

What’s been done with FEMA grants

35storm safe rooms built

Disasters that hit Odenville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Odenville itself: aid to households, or repair grants to the City of Odenville.

Brought FEMA money into OdenvilleDeclared for St. Clair County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

216 households applied for aid $240K aid approved

2004

Hurricane Ivan

10 households applied for aid $12K aid approved

2003

Severe Storms, Tornadoes, and Flooding

27 households applied for aid $49K aid approved

St. Clair County has had 28 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Odenville

Odenville and the towns around it

Very lowLowModerateHighVery high

Moodymostly inland floodingHigh

Springvillemostly inland floodingModerate

Odenvillemostly inland floodingModerate

Margaretmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Odenville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Odenville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Odenville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.