Natural hazards · Oakman

Oakman, AL natural hazards

Most of the natural-hazard damage FEMA expects in Oakman comes from inland flooding, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakman?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakman to be higher than in 84% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding67%Tornadoes16%Cold waves7%Everything else10%

By hazard

What Oakman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Cold waves

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakman flood?

FEMA's records show no paid flood insurance claims in Oakman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Walker County.

What’s been done with FEMA grants

23storm safe rooms built

Disasters that hit Oakman

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oakman itself: aid to households, or repair grants to the Town of Oakman.

Brought FEMA money into OakmanDeclared for Walker County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

102 households applied for aid $195K aid approved

2010

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $2K aid approved

2004

Hurricane Ivan

2 households applied for aid

2003

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $9K aid approved $86K to the Town of Oakman for repairs

2002

Severe Storms and Tornadoes

2 households applied for aid

Walker County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oakman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Oakman, AL natural hazards

How exposed is Oakman?

What Oakman faces

Inland flooding

Tornadoes

Cold waves

Lower here

Not a risk here

Does Oakman flood?

What’s been done with FEMA grants

5 federal disasters brought FEMA money here

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Hurricane Ivan

Severe Storms, Tornadoes, and Flooding

Severe Storms and Tornadoes

How to read this page

Where to, neighbor?

Matches

Nearby