Natural hazards · Oak Hill

Oak Hill, AL natural hazards

Most of the natural-hazard damage FEMA expects in Oak Hill comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Hill to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding61%Hurricanes13%Tornadoes11%Everything else15%

By hazard

What Oak Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

13% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

11% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 4 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak Hill flood?

FEMA's records show no paid flood insurance claims in Oak Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wilcox County.

Disasters that hit Oak Hill

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Oak Hill itself: aid to households, or repair grants to the Town of Oak Hill.

Brought FEMA money into Oak HillDeclared for Wilcox County only

2004

Hurricane Ivan

14 households applied for aid $15K aid approved

Wilcox County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oak Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oak Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.