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Natural hazards · Northport

Northport, AL natural hazards

Most of the natural-hazard damage FEMA expects in Northport comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 34 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Northport?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northport to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes23%Earthquakes8%Heat waves7%Cold waves5%Everything else8%
By hazard

What Northport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 95% of U.S. places

Earthquakes

8% of expected damage
Well above average · higher than 75% of U.S. places

Heat waves

7% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 10 times a year in the area

Cold waves

5% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Northport flood?

Every paid claim on a federal flood insurance policy in Northport, from FEMA’s records.

34paid claims since 1979
$936Kpaid to owners
4homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Claudette: 10 claims, $755K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Northport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tuscaloosa County.

What’s been done with FEMA grants

227storm safe rooms built
Disasters that hit Northport

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Northport itself: aid to households, or repair grants to the City of Northport.

Brought FEMA money into NorthportDeclared for Tuscaloosa County only
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

320 households applied for aid $98K aid approved $39K to the City of Northport for repairs
2005

Hurricane Katrina

124 households applied for aid $84K aid approved $222K to the City of Northport for repairs
2005

Hurricane Dennis

$20K to the City of Northport for repairs
2004

Hurricane Ivan

37 households applied for aid $16K aid approved $52K to the City of Northport for repairs
2001

Severe Storms and Flooding

$68K to the City of Northport for repairs
Tuscaloosa County has had 25 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Northport

Northport and the towns around it

Tuscaloosa: Moderate, mostly inland floodingCoker: Moderate, mostly inland floodingHolt: Moderate, mostly inland floodingCottondale: Moderate, mostly inland floodingVance: Low, mostly inland floodingBrookwood: Moderate, mostly inland floodingNorthport: Moderate, mostly inland flooding NorthportTuscaloosaCoker
Very lowLowModerateHighVery high
Tuscaloosamostly inland floodingModerate
Northportmostly inland floodingModerate
Cokermostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northport covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Northport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Northport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Northport total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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