Natural hazards · Nectar

Nectar, AL natural hazards

Most of the natural-hazard damage FEMA expects in Nectar comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nectar?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nectar to be higher than in 73% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes29%Cold waves6%Everything else16%

By hazard

What Nectar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Tornadoes

29% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 20 years in the area

Cold waves

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nectar flood?

FEMA's records show no paid flood insurance claims in Nectar.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nectar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blount County.

Disasters that hit Nectar

Federal disasters declared here

None of the disasters declared for Blount County shows FEMA aid or repair money reaching Nectar itself in FEMA’s records.

Brought FEMA money into NectarDeclared for Blount County only

Blount County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nectar is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nectar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Nectar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.