Natural hazards · Napier Field

Napier Field, AL natural hazards

Most of the natural-hazard damage FEMA expects in Napier Field comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Napier Field?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Napier Field to be higher than in 49% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding31%Hurricanes28%Tornadoes23%Cold waves6%Everything else12%

By hazard

What Napier Field faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

28% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

23% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 27 years in the area

Cold waves

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Napier Field flood?

FEMA's records show no paid flood insurance claims in Napier Field.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Napier Field isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dale County.

Disasters that hit Napier Field

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Napier Field itself: aid to households, or repair grants to the Town of Napier Field.

Brought FEMA money into Napier FieldDeclared for Dale County only

2004

Hurricane Ivan

$4K to the Town of Napier Field for repairs

Dale County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Napier Field

Napier Field and the towns around it

Very lowLowModerateHighVery high

Dothanmostly inland floodingModerate

Napier Fieldmostly inland floodingModerate

Grimesmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Napier Field is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Napier Field’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Napier Field. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.