Natural hazards · Mount Olive

Mount Olive, AL natural hazards

Most of the natural-hazard damage FEMA expects in Mount Olive comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Olive?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Olive to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes13%Everything else20%

By hazard

What Mount Olive faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 3 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Olive flood?

FEMA's records show no paid flood insurance claims in Mount Olive.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Olive isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coosa County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Mount Olive

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Olive itself: aid to households, or repair grants to Mount Olive.

Brought FEMA money into Mount OliveDeclared for Coosa County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

19 households applied for aid $2K aid approved

2004

Hurricane Ivan

4 households applied for aid $534 aid approved

2003

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $30K aid approved

Coosa County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Olive is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Olive’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mount Olive. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.